Payment Terms

CIYOMY Payment Terms

Domestic E-commerce Orders

1. Accepted Payment Methods

  • Credit/Debit Cards: Visa, Mastercard, American Express.

  • Digital Wallets: PayPal, Apple Pay, Google Pay.

2. Key Policies

  • Instant Confirmation: Orders are processed immediately upon successful payment.

  • Refunds: Issued to the original payment method only.

  • Currency: All transactions are billed in USD.

International Export Orders

1. Accepted Terms

  • Trade Terms: FOB, CIF, EXW.

  • Payment Methods: Telegraphic Transfer (T/T), Letter of Credit (L/C), Escrow.

2. Custom Negotiations

  • Case-by-Case Basis: Payment terms (e.g., deposit ratio, milestones) are finalized in signed sales contracts.

Universal Clauses

1. Security & Compliance

  • Data Encryption: PCI-DSS Level 1 compliant processing.

  • Fraud Prevention: Suspicious transactions (e.g., mismatched IP/billing addresses) are automatically flagged.

2. Dispute Resolution

  • Claims Window: Disputes must be raised within 30 days of payment.

  • Funds Hold: Related amounts will be frozen during investigations.